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Financial Management

Online Small-Business Lending Is Set to Bounce Back…

For online business lenders, 2016 was a rough year. Two prominent fintech companies saw their market valuations drop. One small-business lender abruptly stopped issuing loans temporarily due to performance issues, while another was forced to shut down. The industry as a whole faced heightened skepticism about its growth prospects. Taken altogether, it ...

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The Freelancer's Approach to Managing Expenses and Gett…

According to the Freelancers Union, 54 million Americans are considered independent workers, a number that is only expected to rise in 2017. Now that we’re in another tax season, it is important that the nearly one-third of Americans who are considered freelancers develop a process that efficiently allows them to track expenses ...

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How to Bleed Your Friends Dry for Your Business — and Still…

In a perfect world, small business owners would stick to borrowing professional money and avoid going into debt with family and friends to fund an unproven venture. It’s not a perfect world. While it’s true that entrepreneurs have more financing options than ever before, startups often discover that traditional bank ...

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Why Digitization is the Future of Consumer Financial Service…

The Federal Reserve recently studied 50,000 US residents and their Consumer and Mobile Financial Report found, somewhat unsurprisingly, that mobile banking is on the rise. The most common actions include checking account balances, transferring money to themselves or others, and receiving push notifications.   “There is no doubt that consumers ...

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